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Articles posted by Alex J. Lau

What Is PECOS? How Medicare’s Provider Enrollment System Works and Why It Matters

January 31, 2026 / Alex J. Lau / CMS, Medicare, Medicare Enrollment, PECOS
Female Medical Doctor PECOS User

PECOS, the Provider Enrollment, Chain, and Ownership System, is the CMS web-based portal through which healthcare providers and suppliers enroll in Medicare, update their enrollment information, and manage their participation status. Any provider who wants to bill Medicare for services must have an active, accurate PECOS enrollment record. Billing Medicare without an active enrollment, or […]

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CMS, Medicare, Medicare Enrollment, PECOS

Cost-Benefit Analysis: In-House vs. Outsourced Credentialing

January 29, 2026 / Alex J. Lau / Medical Credentialing, Outsourced Credentialing
In-House vs. Outsourced Credentialing. Two scenarios.

In-house credentialing costs a medical practice $75,000 to $100,000 per year once salary, benefits, payroll taxes, software, and management oversight are fully accounted for. That figure surprises most practice administrators who assume handling credentialing internally is the lower-cost option. Outsourced credentialing services typically run $100 to $300 per application. That’s also per provider, per payer […]

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Medical Credentialing, Outsourced Credentialing

ERAs vs. Real-Time Claim Status Checks: What’s the Difference?

January 23, 2026 / Alex J. Lau / Claim Status Check, ERAs, Real-Time Claim Status Check
Healthcare Organization Admins Talking, Walking

Electronic Remittance Advice (ERAs) and real-time claim status checks are two distinct tools used to monitor claims in the medical billing process, and they are not interchangeable. An ERA is the electronic payment document a payer sends after adjudicating a claim, it contains the exact payment amount, adjustment codes, EFT or check number, and patient […]

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Claim Status Check, ERAs, Real-Time Claim Status Check

How to Use Modifier 59 Correctly

January 21, 2026 / Alex J. Lau / Modifier 59, X{EPSU}
Modifier 59 on screen, female medical coder

Modifier 59 is appended to a CPT code to indicate that a procedure or service was distinct and independent from another service performed on the same day, and that the two services should not be bundled into a single payment. It is used when two procedures would normally be considered part of the same clinical […]

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Modifier XE, Modifier XP, Modifier XS, Modifier XU, X Modifiers

2026 CPT Code Updates: RPM, Telehealth, E/M, Interventional Radiology Changes Explained

January 19, 2026 / Alex J. Lau / CPT Code Update, Medical Coding
Medical Physician who is a CPT Coding Expert

The 2026 CPT coding updates took effect January 1, 2026, with the most significant changes affecting remote patient monitoring, telehealth billing, evaluation and management documentation, and interventional radiology. CMS published the full list of new, revised, and deleted codes in the annual update to the CPT/HCPCS code list, available directly from CMS.gov. Claims submitted with […]

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CPT Code Modifiers, E/M coding, Interventional Radiology, Remote Patient Monitoring, Telehealth Billing

Average Revenue Per Encounter (ARE): What It Is, How to Calculate It, What Affects It

January 17, 2026 / Alex J. Lau / Average Revenue Per Encounter, Medical Billing
Smiling Female Nurse with Elderly Patient

Average Revenue Per Encounter (ARE) is the total net revenue a medical practice collects divided by the total number of patient encounters over a given period. The formula is straightforward: Total Revenue Collected divided by Total Number of Patient Encounters equals ARE. A practice that collected $90,000 last month across 600 patient visits has an […]

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ARE, Average Revenue Per Patient Encounter, Coding and Billing, Industry Benchmarks, Payer Mix, Point-of-Service Collection

MIPS Performance Optimization: How to Score Well in All Four Categories, Avoid Payment Penalties

January 15, 2026 / Alex J. Lau / Medical Billing
Young doctor looking to maximize his MIPS

The Merit-Based Incentive Payment System (MIPS) determines annual Medicare reimbursement adjustments for nearly 800,000 eligible clinicians through a four-category scoring framework. Quality performance accounts for 30% of the final score, Cost accounts for 30%, Promoting Interoperability accounts for 25%, and Improvement Activities accounts for the remaining 15%. Final scores translate directly into payment adjustments applied […]

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Medicare Reimbursement, MIPS, Promoting Interoperability, Quality Reporting, Value Based Care

Allied Health Credentialing: How PT, OT, and SLP Credentialing Differs from Physician Credentialing

January 11, 2026 / Alex J. Lau / OT Credentialing, PT Credentialing, SLP Credentialing
Allied Health Physician Needing Credentialing

Allied health credentialing differs from physician credentialing in three significant ways: many allied health professions are not eligible for CAQH ProView profiles, payer panels for allied health providers are more restricted and specialty-specific than physician panels, and the licensing and certification requirements vary by profession and state in ways that require specialty-specific documentation for each […]

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Allied Health Credentialing, OT Credentialing, PT Credentialing, SLP Credentialing

How to Get Credentialed with Medicare: PECOS Enrollment, Required Documents, Timelines

January 7, 2026 / Alex J. Lau / Credentialing, Medicare Credentialing, PECOS
Group of Ethnically Diverse Credentialing Specialists

Medicare credentialing is the process through which CMS authorizes a healthcare provider to see Medicare beneficiaries and bill for covered services. Enrollment is managed through PECOS, the Provider Enrollment, Chain and Ownership System, and processed by regional Medicare Administrative Contractors (MACs) assigned to specific geographic areas. Processing typically takes 60 to 90 days from submission […]

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Credentialing, Medicare, Medicare Credentialing, PECOS

30 Medical Credentialing Use Cases

January 5, 2026 / Alex J. Lau / Credentialing Use Cases, Medical Credentialing
Medical Technologists Talking Credentialing, Contracting

Medical credentialing requirements vary significantly depending on the situation. A new physician joining an established group practice faces a different process than a solo practitioner opening a second location, a surgeon seeking hospital privileges, or a provider adding telehealth services to an existing credential. Each scenario has its own documentation requirements, payer-specific steps, and timeline […]

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CAQH Profile Updates, Hospital Privileging, Locum Tenens, Multi-State Licensing, Telehealth

Credentialing After Relocating Your Medical Practice

January 3, 2026 / Alex J. Lau / Credentialing, Credentialing Challenges, Relocation Credentialing
Getting credentialed after a move or relocation. Female provider packing.

Relocating a medical practice requires restarting the credentialing process with most payers, regardless of how long the provider has been credentialed in their previous location. Insurance networks operate regionally, and a credentialing approval in one state does not transfer to another. A Blue Cross Blue Shield contract in Pennsylvania is held by a separate regional […]

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Credentialing, Credentialing Challenges, Relocation Credentialing

Medical Billing Trends in 2026: AI, Prior Authorization Reform, Value-Based Payment Shifts

January 1, 2026 / Alex J. Lau / Medical Billing
Medical Billing Trends in 2026

Three medical billing trends are having the most immediate operational impact in 2026. AI-powered claim scrubbing and denial prediction becoming standard in billing departments of all sizes, electronic prior authorization reaching meaningful interoperability across major payers, and value-based payment arrangements tying a growing share of reimbursement to quality metrics rather than visit volume. Each trend […]

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AI, Cybersecurity, Interoperability, Price Transparency, Prior Authorization, Telehealth Billing

How to Get Credentialed with Medicaid: State Requirements, MCO Enrollment, Timelines

December 30, 2025 / Alex J. Lau / Credentialing, Medicaid Credentialing, Medicaid MCO Enrollment
Group of Ethnically Diverse Medical Credentialers

Medicaid credentialing differs from Medicare enrollment in one fundamental way. There is no single federal process. Each state operates its own Medicaid program with its own application portal, documentation requirements, and processing timelines. In states that have expanded Medicaid through managed care, providers must credential separately with each managed care organization (MCO) operating in the […]

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Credentialing, Medicaid, Medicaid Credentialing, Medicaid MCO Enrollment

Group NPI or Individual NPI: Which Fits Your Practice?

December 26, 2025 / Alex J. Lau / NPI
Physician Discussing Billing Setup with Practice Administrator

The National Provider Identifier (NPI) is a unique 10-digit number assigned by CMS to identify healthcare providers on claims. There are two types, Type 1 NPI and Type 2 NPI. A Type 1 NPI belongs to an individual provider. A physician, nurse practitioner, physical therapist, or any licensed professional who delivers patient care. A Type […]

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Billing Mistakes, CMS-1500, Group NPI, Individual NPI, Provider NPI

The Most Common Reasons for Credentialing Denials

December 25, 2025 / Alex J. Lau / Medical Credentialing
Credentialing committee letter stamped DENIED in red, next to a stethoscope and laptop on a wooden desk

Getting credentialed with insurance companies should be straightforward, but for many healthcare providers, it turns into a months-long headache. You’ve spent years earning your medical degree, completing residencies, and building your practice. Yet somehow, filling out insurance forms becomes one of the most frustrating parts of starting or expanding your healthcare business. The credentialing process […]

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CAQH, Credentialing Denials, DEA Registrations, Hospital Privileges, Malpractice History, NCQA

A Guide to Provider Credentialing with PacificSource

December 22, 2025 / Alex J. Lau / Credentialing, Medical Credentialing, PacificSource, PacificSource Credentialing
Medical Credentialing with PacificSource

Provider credentialing serves as a fundamental quality assurance process in healthcare, ensuring patients receive care from qualified medical professionals. For healthcare providers seeking to join PacificSource’s network, mastering the credentialing process opens doors to serving one of the Pacific Northwest’s most established health insurance organizations. PacificSource operates as a not-for-profit health insurer serving Oregon, Washington, […]

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Credentialing, Medical Credentialing, PacificSource, PacificSource Credentialing

How 2026 E/M and Telehealth Rules are Changing

December 20, 2025 / Alex J. Lau / E/M Coding, Telehealth Billing
HomeAlternative Payment ModelsHow 2026 E/M and Telehealth Rules are Changing How 2026 E/M and Telehealth Rules are Changing

The 2026 CMS rules for Evaluation and Management services and telehealth introduce changes that affect how providers document visits, select E/M code levels, and bill for remote care. The changes are not cosmetic adjustments to existing guidelines, they modify how medical decision-making components are weighted, clarify time-based coding for total encounter time, and establish which […]

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E/M, E/M coding, Telehealth Billing

Out-of-Network Billing: How to Appeal Low Payments and Recover Fair Reimbursement

December 18, 2025 / Alex J. Lau / Medical Billing
How to Fight Back Against Low Out-of-Network Payments

Out-of-network billing operates without a contracted rate, which means the provider sets their charges and the payer determines what they consider an appropriate payment, and those two numbers are rarely the same. Payers use methodologies like “usual and customary” rates, “allowed amounts,” and geographic database benchmarks to calculate payments that frequently fall well below the […]

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EOB, OON, Out of Network, Out-of-Network Provider

Physician Credentialing Checklist: Every Document You Need, When to Start Gathering It

December 18, 2025 / Alex J. Lau / Medical Credentialing
Male Filipino Medical Doctor Smiling

A physician credentialing application requires documents from every stage of a provider’s career. The medical school transcripts, residency completion certificates, state licenses, DEA registration, malpractice insurance declarations, board certifications, and a gap-free work history. Gathering those documents takes longer than most providers expect. Medical schools and licensing boards that still operate on paper can take […]

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Continuing Medical Education, Credentialing Checklist, Credentialing Documentation, Hospital Privileges

Can Providers Practice with Pending Credentialing Applications? Options, Risks, and Rules

December 16, 2025 / Alex J. Lau / Credentialing Applications
Medical doctor signing credentialing document

Providers can see patients while credentialing applications are pending, but the options for how they get paid, and the compliance requirements that apply, vary significantly depending on the arrangement. The three most common approaches are treating self-pay patients, working under locum tenens arrangements billed through a credentialed practice, and obtaining temporary or emergency privileges from […]

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Credentialing Applications, Credentialing Challenges, Credentialing Timelines, Locum Tenens, Medical Credentialing
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Recent Posts

  • Full-Cycle Medical Credentialing Support Expert

    Affordable, Full-Cycle Credentialing: Why the Price Drops the More You Buy

  • Reduction in Billing, Credentialing Admin Load Due to AI?

    Why Isn’t AI Reducing the Administrative Load in Medical Billing?

  • Denied Medical Claim Appeal Letter

    Why an Approved Authorization Can Still End in a Denied Claim

  • AI Scribes Changing Medical Coding and Billing

    AI Scribes are Changing Medical Coding, Reimbursement

  • Net Collection Rate, analyzed by analyst

    What’s a Net Collection Rate in RCM?

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