Payer Contracting Timelines The Contracting Process Payer contracting timelines vary significantly by payer type, application completeness, and whether the payer’s network is open to new providers in the requesting specialty and geography. Most healthcare providers underestimate how long the process takes, which creates real operational problems, new practices that cannot bill insurance on opening day, […]
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Articles posted by Alex J. Lau
Medical Billing Modifiers: What They Are, When to Use Them, and the Most Common Errors

A billing modifier is a two-digit code appended to a CPT code to provide additional information about the circumstances of a service that affect how the claim should be paid. Modifiers tell payers that a procedure was bilateral, that multiple procedures were performed on the same day, that a service was distinct from another service […]
Billing Modifiers, Claim Denials, Medical Billing Modifiers, ModifiersHow to Complete the CAQH Work History Section Without Triggering Credentialing Delays

The work history section of a CAQH ProView profile is the single most common source of credentialing delays and application rejections. CAQH requires a complete, gap-free accounting of a provider’s professional history going back ten years, with no unexplained breaks of 30 days or more. Any gap without a documented explanation, such as a period […]
CAQH, CAQH Application, CAQH Errors, Credentialing, Credentialing DelaysProvider Credentialing FAQ: How Long It Takes, What You Need, How to Speed It Up

How Long Does Provider Credentialing Typically Take? Standard provider credentialing takes 90 to 120 days with most insurance companies. Medicare enrollment through PECOS typically requires 60 to 90 days. Medicaid processing times vary significantly by state, ranging from 30 days to 120 days. Commercial payers like UnitedHealthcare, Anthem, and Cigna generally process applications within 90 […]
CAQH ProView, Credentialing, Credentialing Delays, Credentialing FAQWhich CPT Codes are Used in Radiology Billing?

Radiology CPT codes are standardized numerical identifiers that describe diagnostic imaging procedures for billing and reimbursement purposes. The radiology section of the CPT code set spans from 70010 to 79999 and is divided into seven categories. They are diagnostic radiology, diagnostic ultrasound, radiologic guidance, mammography, bone and joint studies, radiation oncology, and nuclear medicine. Each […]
Articles, Radiology Billing, Radiology CPT Codes15 Common CAQH Application Mistakes That Delay Credentialing and How to Fix Them

CAQH ProView is the centralized provider data repository used by most major commercial payers to verify credentials during the enrollment process. A provider enters their information once and authorizes participating payers to access it directly, which eliminates the need to submit separate applications to each insurer. When the CAQH profile is complete and accurate, it […]
CAQH, CAQH Application, Credentialing, Credentialing ChallengesCase Study: How a Six-State Telehealth Practice Reduced Credentialing Admin by 90% and Added $28K Monthly Revenue

A behavioral health practice operating telehealth services across six states came to Medwave with a credentialing operation that had grown faster than its administrative infrastructure. The practice had 12 providers, active payer relationships in multiple states, and a credentialing coordinator spending the majority of her time on reactive problem-solving rather than proactive enrollment management. Revalidation […]
Credentialing Telehealth, Telehealth Credentialing, Telemedicine CredentialingHow Value-Based Care Reimbursement Works for Clinics and Hospitals

Value-based care (VBC) is a payment model in which providers are reimbursed based on patient health outcomes and cost efficiency rather than the volume of services delivered. Under the traditional fee-for-service model, a provider is paid a set rate for each procedure or visit regardless of whether the patient’s condition improves. Under value-based reimbursement, payment […]
Value Based Care, Value-Based Care Models, Value-Based Models, Value-Based Pricing, Value-based ReimbursementNo Surprises Act, CMS Fee Updates, Medicare Advantage Changes: What Practices Need to Do Now

Three regulatory areas are generating the most immediate compliance and revenue impact for medical practices right now. No Surprises Act billing requirements for out-of-network services, the CMS Physician Fee Schedule updates that adjusted payment rates for dozens of common procedure codes, and Medicare Advantage plan policy changes that affect prior authorization timelines and coverage determinations. […]
CMS Fee Schedule, CMS Fee Updates, Decoding Payment Changes, Medicare Advantage, No Surprises ActWhat Is PECOS? How Medicare’s Provider Enrollment System Works and Why It Matters

PECOS, the Provider Enrollment, Chain, and Ownership System, is the CMS web-based portal through which healthcare providers and suppliers enroll in Medicare, update their enrollment information, and manage their participation status. Any provider who wants to bill Medicare for services must have an active, accurate PECOS enrollment record. Billing Medicare without an active enrollment, or […]
CMS, Medicare, Medicare Enrollment, Medicare PECOS, PECOS, PECOS 2.0Cost-Benefit Analysis: In-House vs. Outsourced Credentialing

In-house credentialing costs a medical practice $75,000 to $100,000 per year once salary, benefits, payroll taxes, software, and management oversight are fully accounted for. That figure surprises most practice administrators who assume handling credentialing internally is the lower-cost option. Outsourced credentialing services typically run $100 to $300 per application. That’s also per provider, per payer […]
Medical Credentialing, Outsourced CredentialingHow to Use Claims Data to Negotiate Better Payer Contracts

The strongest position a provider can take into a payer contract negotiation is one built on their own claims data. Payers negotiate these contracts hundreds of times a year and know their fee schedules in detail. Providers who show up without data are negotiating blind, accepting or rejecting rate proposals based on gut instinct rather […]
Data-Driven Negotiations, Payer Contracting, Rate NegotiationsHow to Build a Credentialing Workflow That Reduces Delays, Prevents Missed Deadlines

A credentialing workflow is the sequence of steps a practice follows from the moment a new provider is hired to the date their first in-network claim is submitted and paid. When that sequence is defined, documented, and consistently followed, credentialing timelines stay within the standard 90-to-120-day window and revalidation deadlines do not get missed. When […]
Credentialing, Credentialing Automation, Credentialing WorkflowsERAs vs. Real-Time Claim Status Checks: What’s the Difference?

Electronic Remittance Advice (ERAs) and real-time claim status checks are two distinct tools used to monitor claims in the medical billing process, and they are not interchangeable. An ERA is the electronic payment document a payer sends after adjudicating a claim, it contains the exact payment amount, adjustment codes, EFT or check number, and patient […]
Claim Status Check, ERAs, Real-Time Claim Status CheckHow to Use Modifier 59 Correctly

Modifier 59 is appended to a CPT code to indicate that a procedure or service was distinct and independent from another service performed on the same day, and that the two services should not be bundled into a single payment. It is used when two procedures would normally be considered part of the same clinical […]
Modifier 59, Modifier XE, Modifier XP, Modifier XS, Modifier Xu, X{EPSU}2026 CPT Code Updates: RPM, Telehealth, E/M, Interventional Radiology Changes Explained

The 2026 CPT coding updates took effect January 1, 2026, with the most significant changes affecting remote patient monitoring, telehealth billing, evaluation and management documentation, and interventional radiology. CMS published the full list of new, revised, and deleted codes in the annual update to the CPT/HCPCS code list, available directly from CMS.gov. Claims submitted with […]
CPT Code Update, CPT codes, Medical CodingAverage Revenue Per Encounter (ARE): What It Is, How to Calculate It, What Affects It

Average Revenue Per Encounter (ARE) is the total net revenue a medical practice collects divided by the total number of patient encounters over a given period. The formula is straightforward: Total Revenue Collected divided by Total Number of Patient Encounters equals ARE. A practice that collected $90,000 last month across 600 patient visits has an […]
Average Revenue Per Encounter, Average Revenue Per Patient Encounter, Medical Billing, Medical Billing and CodingMIPS Performance Optimization: How to Score Well in All Four Categories and Avoid Payment Penalties

The Merit-Based Incentive Payment System (MIPS) determines annual Medicare reimbursement adjustments for nearly 800,000 eligible clinicians through a four-category scoring framework. Quality performance accounts for 30% of the final score, Cost accounts for 30%, Promoting Interoperability accounts for 25%, and Improvement Activities accounts for the remaining 15%. Final scores translate directly into payment adjustments applied […]
MIPS, Value-Based PaymentPost-Contract Performance Monitoring in Healthcare

Post-contract performance monitoring is the ongoing process of verifying that a payer is paying claims in accordance with the terms of the signed contract, including the negotiated rate for each CPT code, the promised payment timeline, the correct application of modifiers, and any specialty provisions negotiated during contracting. Most practices skip this step entirely, assuming […]
Payer Contracting, Post-Contract Monitoring, Rate NegotiationsAllied Health Credentialing: How PT, OT, and SLP Credentialing Differs from Physician Credentialing

Allied health credentialing differs from physician credentialing in three significant ways: many allied health professions are not eligible for CAQH ProView profiles, payer panels for allied health providers are more restricted and specialty-specific than physician panels, and the licensing and certification requirements vary by profession and state in ways that require specialty-specific documentation for each […]
Allied Health Credentialing, OT Credentialing, PT Credentialing, SLP CredentialingProvider Credentialing Explained: What It Is, How Long It Takes, What Documents You Need

Provider credentialing is the process through which insurance companies, hospitals, and healthcare facilities verify that a provider holds the qualifications they claim, including medical school degrees, state licenses, board certifications, malpractice coverage, and work history, and approve them to bill for services within their network. Without active credentialing, a provider cannot bill Medicare or Medicaid, […]
Credentialing, Credentialing Documentation, Credentialing TimelinesHow to Get Credentialed with Medicare: PECOS Enrollment, Required Documents, Timelines

Medicare credentialing is the process through which CMS authorizes a healthcare provider to see Medicare beneficiaries and bill for covered services. Enrollment is managed through PECOS, the Provider Enrollment, Chain and Ownership System, and processed by regional Medicare Administrative Contractors (MACs) assigned to specific geographic areas. Processing typically takes 60 to 90 days from submission […]
Credentialing, Medicare, Medicare Credentialing, PECOS30 Medical Credentialing Use Cases

Medical credentialing isn’t a one-size-fits-all process. Every practice situation brings its own set of challenges, timelines, and requirements that can catch you off guard if you’re not prepared. Whether you’re hiring your first provider, opening a new location, adding telehealth services, or managing a practice merger, each scenario demands specific knowledge and careful planning. We’ve […]
Credentialing, Credentialing Use Cases, Medical CredentialingCredentialing After Relocating Your Medical Practice

Relocating a medical practice requires restarting the credentialing process with most payers, regardless of how long the provider has been credentialed in their previous location. Insurance networks operate regionally, and a credentialing approval in one state does not transfer to another. A Blue Cross Blue Shield contract in Pennsylvania is held by a separate regional […]
Credentialing, Credentialing Challenges, Relocation CredentialingMedical Billing Trends in 2026: AI, Prior Authorization Reform, Value-Based Payment Shifts

Three medical billing trends are having the most immediate operational impact in 2026. AI-powered claim scrubbing and denial prediction becoming standard in billing departments of all sizes, electronic prior authorization reaching meaningful interoperability across major payers, and value-based payment arrangements tying a growing share of reimbursement to quality metrics rather than visit volume. Each trend […]
AI, Articles, Artificial Intelligence, FHIR, Prior Authorization, Value Based Care
