Many traditional malpractice insurance policies now include telehealth coverage, but you should verify this explicitly with your insurance carrier. The coverage specifics can vary significantly, including whether it covers synchronous video visits, asynchronous consultations, phone consultations, and services provided across state lines. If you practice telehealth across multiple states, ensure your policy covers you in all states where you’re licensed and seeing patients. Some insurers offer telehealth endorsements or riders for an additional premium. As telehealth continues to evolve, review your malpractice coverage annually and document your telehealth policies and procedures. Having inadequate coverage for telehealth services could leave you personally liable in the event of a claim.
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